Terms of Service

By accessing or using any products or services provided by Temi Technologies Ltd ("Company", "we", "us", or "our"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you do not have permission to access our services. These Terms apply to all our products and services including: • Bammie (bammie.co) - WhatsApp business assistant for small businesses • Egret (egret.temitechnologies.com) - Livestock farm protection and growth platform • Writera (writera.app) - AI-powered document generation • Yarnie (yarnie.temitechnologies.com) - AI meeting assistant with voice chat, notes and summaries • Nocify - Notification and communication services • Quickpurse - Digital wallet services • Any other products or services we provide

Temi Technologies Ltd provides technology solutions and software products designed to empower businesses and individuals. Our services include but are not limited to: • Custom software development and consulting • AI-powered document generation and writing assistance • AI meeting assistance, transcription, and note-taking • Digital payment and wallet solutions • Notification and communication platforms • Cloud infrastructure and DevOps services • Digital transformation and branding solutions Each product may have additional terms specific to that service, which will be provided within the respective product.

To access certain features of our services, you may need to create an account. You agree to: • Provide accurate, current, and complete information • Maintain the security and confidentiality of your login credentials • Accept responsibility for all activities under your account • Notify us immediately of any unauthorised access or use • Not share your account with others or create multiple accounts We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent or harmful activities.

For paid services, the following terms apply: • All prices are displayed in the applicable currency for your region • Payment is required before accessing paid features or services • We use secure, PCI-compliant payment processors (including Paddle) • Prices may change at any time for new purchases • Existing subscriptions remain at the agreed price until renewal • Taxes may apply depending on your jurisdiction Specific payment terms may vary by product. Please refer to the pricing page of each product for detailed information.

Your Content: • You retain all rights to content you create or upload • You grant us a licence to process your content for service delivery • Generated documents and outputs are your property once payment is complete Our Property: • Our software, AI technology, and platforms are our exclusive property • Our trademarks, logos, and branding are protected • You may not copy, modify, or reverse engineer our technology • Documentation and materials remain our intellectual property

You agree NOT to: • Use our services for any unlawful purpose • Submit false, misleading, or fraudulent information • Violate any applicable laws or regulations • Infringe on intellectual property rights of others • Attempt to gain unauthorised access to our systems • Interfere with or disrupt our services • Use automated tools to scrape or extract data • Resell or redistribute our services without permission • Harass, abuse, or harm other users • Upload malicious code or content

For products that use AI to generate content (such as Writera): • Content is generated specifically based on your input • You are responsible for reviewing generated content before use • We do not guarantee specific outcomes from generated content • AI-generated content should be used as a starting point, not a final product • You maintain ownership and responsibility for how you use generated content • We continuously improve our AI but cannot guarantee perfection Disclaimer: AI-generated content is provided "as is". We recommend reviewing and editing all generated content before submission or publication.

For products that record, transcribe, or take notes from conversations (such as Yarnie): How it works: Yarnie listens from your own device, as part of a conversation you are taking part in. Audio is processed in real time to produce text, and is not stored: we keep no voice recordings and no voice history. Yarnie does not join the call as a separate participant and cannot give notice on your behalf, which means the duty to give that notice is yours: you must tell the other participants that you are using Yarnie before you start it. Your responsibility to inform and obtain consent: Recording laws differ by country and, in the United States, by state: some require the consent of every participant before a conversation may be recorded or transcribed, others require only your own. These laws can apply to capturing and transcribing a conversation even where no audio is kept. You are responsible for knowing and following the law that applies to you and to the other participants, and for obtaining any consent that law requires before you start. You accept sole responsibility for any claim arising from a conversation captured without the consent the law required. Prohibited uses: You may not use these products to: • Capture a conversation you are not a party to • Capture a conversation where the law requires the consent of all participants and you have not obtained it • Continue after a participant has asked you to stop • Conduct surveillance of, or covertly monitor, any person Your transcripts and notes: Transcripts, summaries, notes, and your chat history with Yarnie belong to you. We process them only to provide the service to you, as described in our Privacy Policy, and you can delete them at any time. You are responsible for how you store, share, and use them, including any personal data they contain about other participants.

Our services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied. We do not warrant that: • Services will be uninterrupted or error-free • Defects will be corrected • Services are free of viruses or harmful components • Results will meet your specific requirements • Any specific outcomes will be achieved (e.g., admissions, approvals) To the fullest extent permitted by law, we disclaim all warranties including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the maximum extent permitted by law, Temi Technologies Ltd shall not be liable for: • Indirect, incidental, special, consequential, or punitive damages • Loss of profits, data, use, goodwill, or other intangible losses • Damages resulting from unauthorised access to your account • Damages from interruption or cessation of services • Any amount exceeding the fees paid by you in the 12 months preceding the claim Some jurisdictions do not allow limitation of liability, so some of these limitations may not apply to you.

You agree to indemnify, defend, and hold harmless Temi Technologies Ltd, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from: • Your use of our services • Your violation of these Terms • Your violation of any third-party rights • Content you submit or generate through our services

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including: • Breach of these Terms • Fraudulent or illegal activity • Non-payment of fees • At our sole discretion Upon termination: • Your right to use the services will cease immediately • We may delete your account and associated data • Provisions that should survive termination will remain in effect

These Terms shall be governed by and construed in accordance with: • For users in Nigeria: The laws of the Federal Republic of Nigeria. Disputes shall be resolved in the courts of Lagos State, Nigeria. • For users in the United Kingdom: The laws of England and Wales. Disputes shall be resolved in the courts of England and Wales. • For users in other jurisdictions: The laws of England and Wales shall apply, unless local law requires otherwise.

We reserve the right to modify these Terms at any time. We will notify users of any material changes by: • Updating the "Last Updated" date • Sending email notifications for significant changes • Displaying notices on our services Continued use of our services after changes constitutes acceptance of the modified Terms. If you do not agree to the new terms, you must stop using our services.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

For questions about these Terms, please contact us: Email: hello@temitechnologies.com United Kingdom Office: 124 City Road, London, EC1V 2NX, United Kingdom (Company No. 14535036) Nigeria Office: Office 7, Block B, Rauf Aregbesola Shopping Complex, Alimosho, Lagos, Nigeria (RC 1930136)